Cancellations can be made in writing (emails accepted) up to 30 days prior to the start of the program and will be refunded in full less 10% of the fees collected. We are unable to offer refunds within 30 days of a session due to non-refundable commitments. In the unlikely event that BenPat Institute cancels this program all paid registration fees will be refunded in full within 21 days following the scheduled date of the event.